In today's post, you are going to be learning the Access Bank mobile phone USSD codes for money transfers to all Nigeria banks. The main aim and purpose of introducing USSD codes is to make mobile money transactions more convenient for users.
The USSD is the abbreviation of Unstructured Supplementary Service Data. Gone are the days when you will go to bank and queue for hours to check your account balance only to end up hearing that there is network interruptions. This is one of the main reason why Electronic/Internet banking was introduced.
So with the help of this short codes you will be able to perform many things using your mobile phone.
READ ALSO: How To Open Ecobank Xpress Account With Your Mobile Phone In 5 Minutes
What is the use of USSD Code?
These are the things you can do with this short codes
- Transfer money from your bank to other banks in Nigeria at the comfort of your home.
- You can use it to open a bank account
- You can use it to withdraw
- You can use it to check account balance/ balance enquiry
- You can use it to recharge your mobile phones
- You can use it to pay for DSTV and GOTV subscriptions
- You can use it to pay bills and many more.
- No minimum opening balance is required.
- It is very fast and easy to use, and secure.
- Available 24/7
What are the Benefits of USSD Banking?
The importance of mobile banking can never be underestimated. Using banking codes can provide customers with a convenient, fast, and secure way to perform banking transactions, while also helping to save time and money.
Using codes for banking transactions can have several benefits, including:
Convenience: Banking codes allow customers to perform transactions from anywhere and at any time, without the need to visit a bank branch or ATM. This can be especially useful for customers who live far away from a bank branch or have limited access to ATMs.
Speed: Transactions performed using banking codes are usually processed quickly, often within a matter of seconds. This can be particularly useful for urgent transactions or in situations where time is of the essence.
Security: Banking codes are often encrypted and secure, which helps to protect customers from fraud and unauthorized access to their accounts.
Cost savings: Transactions performed using banking codes are often cheaper than those performed through other channels, such as visiting a bank branch or using an ATM.
Ease of use: Banking codes are usually simple and easy to remember, making them a convenient option for customers who are not comfortable with using more complex banking services.
Yes, there are a lot more you can do with USSD service
Now let us quickly look at the Access Bank USSD codes to transfer money via mobile phone in Nigeria.
Access Bank, like many other banks, uses various codes for different
services. Here are some commonly used codes by Access Bank customers:
Access Bank Transfers Code
In this section of the post, you will learn exactly how you can use Access Bank USSD code to do various things with your mobile phone.
Access bank USSD code for mobile phone transaction is *901#.
How do I open an access bank account on my phone?
Simply follow the step by step guide to open an Access Bank account with your mobile phone.
Dial *901# on your mobile phone and select "Open Account" from the options provided.
Next, select the type of account you want to open. Access Bank offers a range of account types, including savings, current, and domiciliary accounts.
Follow the prompts to enter your personal details, such as your name, date of birth, and address.
Next, you will be asked to provide your BVN (Bank Verification Number) or National ID number. If you don't have a BVN or National ID, you can still proceed with the account opening process, but your account may have some restrictions.
After providing your BVN or National ID number, you will be asked to select a 4-digit PIN for your account.
Confirm your details and submit your application. You will receive a confirmation message with your new account number.
Visit the nearest Access Bank branch with a valid means of identification (such as a driver's license or international passport) to complete your account opening process and activate your account.
It's important to note that you will need to have a mobile phone number
registered with your BVN to open an account using USSD code. Also, some
of the steps and requirements may vary depending on the type of account
you want to open and the Access Bank's policies and procedures.
To Transfer Money To Access Bank Account
To transfer money from your Access Bank account to another Access Bank account using USSD code, follow these steps:
Dial *901# on your mobile phone and select "Transfer" from the options provided.
Select "Access Bank" as the destination bank.
Enter the account number of the recipient.
Enter the amount you want to transfer.
Select the account you want to transfer from (if you have multiple accounts).
Review the transaction details to ensure they are correct, then enter your 4-digit PIN to authorize the transfer.
After entering your PIN, you will receive a confirmation message with the details of the transaction.
The recipient will receive the funds in their Access Bank account within a few minutes.
You can simply use the following step to complete your transaction; it is very easy ans short.
Dial *901*amount*NUBAN Account Number#.
Example: Dial *901*2000*00000000000#.
To Other banks
To transfer money from your Access Bank account to another bank account in Nigeria, you can use any of the following methods:
USSD code: Dial *901# on your mobile phone and select "Transfer" from the options provided. Follow the prompts to enter the recipient's bank account number, the amount you want to transfer, and the recipient's bank name. Confirm the details and enter your 4-digit PIN to complete the transaction.
Dial *901*2*Amount*NUBAN Account Number#
Dial *901*2*2000*00000000000#
To Purchase Airtime
Dial *901*Amount#
Example: *901*200#
To Recharge For Your Family and Friends
Dial *901*200*phone number#
To Pay Bills
Dial *901*3#. Follow the instruction.
To Check Account Balance
Simply Dial *901*5#
Note that you must use the mobile phone number connected to your bank account.
It's important to note that Access Bank may charge a fee for using USSD
to transfer money, and there may be limits on the amount you can
transfer per day. Also, make sure you have enough funds in your account
to cover the transfer amount, including any fees that may apply.
- Authentication is done using a four (4) digit security code.
- You can create a security code using the Menu option.
- Money is debited directly from the Access Bank account connected to the phone number used.
- Service attracts N20 charge for Access Bank to Access Bank transfer.
- Service attracts N50 + N2.50 (VAT) charge (Other Bank).
Conclusion
To transfer money from Access Bank to another bank account in Nigeria,
you can use USSD code, the Access Bank mobile app, or Access Bank
internet banking. For all three methods, you need to provide the
recipient's bank account number, the amount you want to transfer, and
the recipient's bank name. Confirm the details and enter your 4-digit
PIN to complete the transaction. Make sure you have the correct
recipient's bank account number and bank name and note that there may be
charges associated with the transaction.